When I was fortunate enough to sell my house in Connecticut this summer, I thought I would be insulated from most of the trickle down effects of the banking and mortgage crisis. And so I am—for now—but not because I'm a renter. I live in a building that has been in the same family for nearly 140 years. I'd hazard a guess and say that there is no mortgage on the property, and that it probably pays for itself and then some. It's in a neighborhood of multi-million dollar homes; Senator Judd Gregg lives around the corner, and author Dan Brown lives down the street. I'd hazard another guess and say that a multi-family dwelling like this one could not be built in this community today, nor could it have been for the last 70 or 80 years. So I'm safely housed. For now.